About this role:

Wells Fargo is seeking a Senior Risk Analytics Consultant candidate for individual contributor role within Finance Analytics and Consulting team (FACT) with 8+ years of experience in financial analytics domain, primarily to work with consumer lending products. Individual in this role will support FACT through data analysis, drawing insights from raw data, developing dashboard, process documentation and automation, root cause analysis and financial valuation.

The ideal candidate will be able to work as individual contributor within the Consumer Lending Business with primary responsibility to support financial forecasting & analysis projects & leverage the analysis to get management buy-in and approval and then execute support activities to guide recommendations into action. The senior analyst should be able to provide both technical and strategic consulting to business leaders at an appropriate level of information encapsulation. Provide analytical support for evaluating, implementing, measuring, monitoring and managing Business / Finance models and strategies. Additionally, should be able to determine business requirements for complex analysis, which will identify opportunities and make recommendations for improvements to business performance and process as well as identify and monitor risk. 

In this role, you will:

  • Responsible for identifying business requirements and translating business needs into moderately complex analyses and provide the FACT team members with forecasting and financial PnL valuation
  • Deep dive into data and identify cause for variation in trends of key financial metric in monthly reports/dashboard. 
  • Develop and maintain monthly reports, analyze and highlight any data anomaly. 
  • Provide analytical support for designing, testing, evaluating, implementing, measuring, monitoring and managing business / finance models and strategies across acquisitions and account management using SAS, Python, SQL and Tableau within consumer Business / finance verticals. 
  • Responds to requests for specific, customized ad hoc data request or data analysis. 
  • Work with senior consultants and directly with partners, responsible for identifying and defining business requirements and translating business needs into moderately complex analyses and solutions. 
  • Should be able to build-out and/or reporting tools, BI tools, dashboards, etc. that enable analysis, modeling, and/or data visualization. 
  • Drive customer satisfaction by cultivating awareness of each partner's need, offerings, and products to suit business objective. 
  • Take lead on projects and provide guidance to less experienced team members. 
  • Be a team and strategic lead for the team and provide thought leadership on the projects, driving new ideas and identify opportunities

Required Qualifications, International:

  • Post-Graduate degree in applied mathematics, statistics, engineering, physics, accounting, finance, economics, econometrics, computer sciences, or business/social and behavioral sciences with a quantitative emphasis.
  • Around 8+ years in similar financial analytics role with hands on experience working on consumer lending products, requires strong domain knowledge on credit cards and loans.
  • 6+ years advanced programming experience in SAS/ SQL and SAS macros with hands on experience working independently and delivering end to end automation project.
  • Programming experience in Python for Data Analysis.
  • Experience with relational databases like Teradata, Oracle or any similar database.
  • Persuasive written and verbal communication skills.
  • Ability to prioritize work, meet deadlines, achieve goals and work under pressure in a dynamic and complex environment. Detail oriented, results driven, and has the ability to navigate in a quickly changing and high demand environment while balancing multiple priorities.
  • Ability to research and report on a variety of issues using problem solving skills.     

Job Expectations:

  • Understanding of finance concepts like (NPV, ROA & ROE) and Excel financial modeling skills including knowledge of Excel VBA.
  • Experience of working on Loans products for any major global bank.
  • Strong understanding of business drivers and industry trends of financial portfolios.
  • Good to have exposure with advance analytics or BI reporting tools (Tableau).
  • Ability to interact with integrity and a high level of professionalism with all levels of team members and management.
  • Ability to learn the business aspects quickly, multitask and prioritize between projects.
  • Exhibits appropriate sense of urgency in managing responsibilities.
  • Ability to accurately process high volumes of work within established deadlines.
  • Demonstrates strong negotiation, communication & presentation skills with high degree of reliability, integrity and trustworthiness.
  • Takes ownership for responsibilities for own and drive same effort to the team.  Proactive and takes part in org. initiatives.
  • Dedicated, enthusiastic, driven and performance-oriented; possesses a strong work ethic and good team player


Domain Knowledge:

Loans Product

Credit Cards / Retail Services (good to have)

Financial Analysis

PnL Reporting

Mandatory Technologies/Programing Languages:

SAS / Python

Oracle, Teradata or similar SQL Database


MS Office

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.


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We value the leadership, discipline, and skills you’ve gained through your service to our country and recognize the contributions our veteran team members bring to the table. We’re committed to hiring and retaining military veterans, veterans with disabilities, National Guard, Reservists, and Military Spouses.

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