Regional Credit Admin Manager - National Institutional Real Estate (NIRE) - Military Veterans

at Huntington National Bank

Reynoldsburg, Ohio

Description

***OPEN TO REMOTE CANDIDATES***

HNB is seeking a Credit Administration Officer with background in real estate finance to work with the Commercial Real Estate industries group. This candidate will be a Regional Credit Officer (RCO) covering the bank's National Institutional Real Estate (NIRE) lending platform. The position requires extensive experience covering REITs, Private Equity Funds along with property level financings. The Credit Administration Officer will oversee the Credit submissions and will work in concert with the Business Line in deepening and extending new products and services to current and existing clients as NIRE expands its business. It is anticipated that the Credit Administration Officer will train new officers and be offered growth and leadership opportunities.

The candidate will be responsible for:
  • Being a strategic partner with the line of business.
  • Risk assessment activities and the approval of new loan production and modifications to existing loans.
  • With respect to credit approvals, providing a credible and informed challenge on each opportunity in adjudicating transactions.
  • Evaluating annual reviews to assess current and future transaction risks, affirming risk ratings and confirm action plans.
  • Ensure that loans are underwritten and approved adhering to the Bank's Policies and Procedures, along with principles of safe and sound banking practices and within regulatory guidelines.
  • Establishes, implements and manages administrative and review systems and procedures to protect the quality and profitability of the loan portfolio.
  • Manage credit structuring and negotiation strategy discussions with officer/business unit.
  • Analyze, assess and approve/disapprove credit request within approval limits and elevating to the appropriate approval level when required.
  • Identify potential problem credits and work with the bank's Financial Recovery Group specialist to assist with the restructure of credits to minimize risk for loss.
  • Advise staff, officers and/or business units on the company's overall lending policies.
  • Act as a thought leader in the development of NIRE lending products and services.
  • Travel to clients to evaluate business strengths and weaknesses to protect the bank and to permit for thoughtful and profitable opportunities.
  • Hiring and training employees
  • Being a strong steward of the bank by representing it internal meetings in financial and community impact areas
  • Encouraging Huntington's values of Can-Do Attitude, Forward Thinking and Service Heart

Basic Requirements:
  • Bachelor's Degree
  • 10+ years' experience in Commercial Real Estate banking including credit and lending authority

Preferred Requirements:
  • Technical knowledge of REIT's and Private Equity Funds and Fund Managers
  • Knowledge of debt products and identification of risk components of loans
  • Experience underwriting various loan structures including but not limited to secured/unsecured lines of credit, acquisition, or bridge term loans, for individual properties or portfolios.
  • Strong working knowledge of the various property types and their respective unique operating and risk profiles
  • Deep understanding of legal documentation around CRE financings including partnership agreements, credit agreements, guarantees and security instruments.
  • Prior direct management experience
  • Strong presentation skills
  • Willingness to and experience in training junior employees
  • High level of emotional intelligence to contribute to a division undergoing change
  • Natural intellectual curiosity to assist in growing products and services

Workplace Type:
Hybrid

EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position

Reynoldsburg, Ohio

We at Huntington are committed to doing the right thing for our customers, colleagues, shareholders and communities. We excel by:

  • Providing competitive products and services and delivering a superior customer experience, always striving to earn the trust of our customers.
  • Delivering long-term shareholder value through top-tier performance, while maintaining an aggregate moderate-to-low risk appetite and well-capitalized position.
  • Equipping our colleagues to be the best at looking out for our customers, continuously improving our workplace and ensuring Huntington’s ongoing success.
  • Contributing to the economic strength of our local communities by investing in business growth, partnering and volunteering to make a difference where we live and work.

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