About Wells Fargo

Wells Fargo & Company (NYSE: WFC) is a leading global financial services company headquartered in San Francisco (United States). Wells Fargo has offices in over 20 countries and territories. Our business outside of the U.S. mostly focuses on providing banking services for large corporate, government and financial institution clients. We have worldwide expertise and services to help our customers improve earnings, manage risk, and develop opportunities in the global marketplace. Our global reach offers many opportunities for you to develop a career with Wells Fargo. Join our diverse and inclusive team where you will feel valued and inspired to contribute your unique skills and experience. We are looking for talented people who will put our customers at the center of everything we do. Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.

Market Job Description

Large Value Technology Deal Underwriting & Portfolio Management
  • Responsible for underwriting and performing periodic reviews and in life portfolio risk management of a portfolio of high value transactions
  • Structure deals and document to required levels befitting the size and nature of the risk exposure, clear documentation of the assessment of the Company, transaction overview and key risks and mitigants supported by quantitative and qualitative analysis.
  • Frequent customer visits/contacts and interactions to gain insights of any internal changes that would impact the credit profiles and to be the resident expert on the assigned large value technology transaction portfolio.
  • Working closely with Commercial for any change requests on large value technology transactions.
  • Oversight responsibility for all 'Deal Closing' procedures incl. legal & regulatory filings, meeting & tracking conditions.

Credit Approval Activity
  • Responsible for presenting Annual Reviews, New Business Opportunities, Material Change Requests, Rating Changes, Watch List reviews and Quarterly and ad-hoc portfolio updates to APAC Tech PMU Head and Senior Credit Executives outside of APAC.
  • Setting & maintaining a high standard of preparation & presentation of formal credit approval requests ('DRM') as well as manage & administer the overall deal approval process.
  • Ensure key risks are understood and documented, adherence and compliance to policies and appropriate analysis of financial and collateral data as well as qualitative information to support the transaction.
  • Ensure transactions are underwritten and structured in accord with risk appetite, including aggregation risks of individual names, country risk exposure and counter party risk exposure.
  • Ensure new credit/credit amendment /periodic review transactions are submitted in a timely manner to allow adequate analysis and discussion, ensure appropriate visibility and monitoring of due dates of review. Create and own pipeline to monitor and oversee activity on large value deal activity.
Managing the investor/participation risks associated to the Large Value Tech transactions
  • Work closely with Capital Markets team to ensure pre and post-closing risk participations are properly assessed and executed.
  • Reviewing Risk Participation Agreements to ensure the approved terms and conditions are properly documented.
  • Support Capital markets team on assessing and managing participant bank risks.

Market Skills and Certifications

Essential Qualifications

  • 5+ years of proven experience in commercial credit underwriting or financial analysis
  • Fluency in English (able to write reports in English to high standard) & Mandarin Preferred
  • Strong teamwork values and strong work ethic and commitment
  • Professional customer / associate / colleague relationship skills
  • Multi-skilled and versatile with ability to manage multiple tasks
  • Ability to work proactively to solve problems and work independently
  • Able to work under tight schedules to a high quality and consistently meet objectives.
  • Clear concise written & oral communication
  • Proficient in MS Office Suite (Word, Excel, PowerPoint) programs
  • Readily able to adapt to using business tools to support role e.g., Business Objects, AIMS.
  • Understand products/services offered
  • Work within the framework of company regulations e.g. data protection, ensuring compliance at all times
  • Ability to stay abreast of market and portfolio trends and industry best practices

Desirable Qualifications
  • Underwriting experience in a banking/ leasing/ financial services environment
  • A bachelor's degree, preferably in Finance, Accounting or Business
  • CFA, FRM, MBA, CPA preferred

We Value Diversity

At Wells Fargo, we believe in diversity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national or ethnic origin, age, disability, religion, sexual orientation, gender identity or any other status protected by applicable law. We comply with all applicable laws in every jurisdiction in which we operate.

Team members support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. 68006


At Wells Fargo, we’ve been proudly supporting military veterans and their families for more than 170 years.

We value the leadership, discipline, and skills you’ve gained through your service to our country and recognize the contributions our veteran team members bring to the table. We’re so committed to hiring and retaining military veterans, veterans with disabilities, National Guard members, and Reservists that we’ve made it our goal is to employ 20,000 veterans by 2020.

As a Wells Fargo team member, you’ll find a work culture that is team-oriented, collaborative, structured, and challenging. We support veterans transitioning from military service with a variety of job options, confidential resources, educational information, and career guidance. You may choose to join our Veteran’s Team Member Network, a group of thousands who share an interest in veterans’ matters, and that promotes greater awareness and job development within the veteran community. To learn more about opportunities at our company, please visit Let’s talk about turning your military experience into a great civilian career.

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